PDF《Methodology》

Methodology FOR ASSESSING TECHNICAL COMPLIANCE WITH THE FATF RECOMMENDATIONS AND THE EFFECTIVENESS OF AML/CFT SYSTEMS Updated February

2019 The Financial Action Task Force (FATF) is an independent inter-governmental body that develops and promotes policies to protect the global financial system against money laundering, terrorist financing and the financing of proliferation of weapons of mass destruction.

The FATF Recommendations are recognised as the global anti-money laundering (AML) and counter-terrorist financing (CFT) standard. For more information about the FATF, please visit www.fatf-gafi.org This document and/or any map included herein are without prejudice to the status of or sovereignty over any territory, to the delimitation of international frontiers and boundaries and to the name of any territory, city or area. Citing reference: FATF (2013-2019), Methodology for Assessing Compliance with the FATF Recommendations and the Effectiveness of AML/CFT Systems, updated February 2019, FATF, Paris, France, http://www.fatf-gafi.org/publications/mutualevaluations/documents/fatf-methodology.html ? 2013-2019 FATF/OECD. All rights reserved. No reproduction or translation of this publication may be made without prior written permission. Applications for such permission, for all or part of this publication, should be made to the FATF Secretariat,

2 rue André Pascal

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37 or e-mail: contact@fatf-gafi.org) METHODOLOGY FOR ASSESSING TECHNICAL COMPLIANCE WITH THE FATF RECOMMENDATIONS AND THE EFFECTIVENESS OF AML/CFT SYSTEMS ADOPTED IN FEBRUARY

2013 Updated February

2019 METHODOLOGY ASSESSING TECHNICAL COMPLIANCE WITH THE FATF RECOMMENDATIONS AND THE EFFECTIVENESS OF AML/CFT SYSTEMS

2 METHODOLOGY ASSESSING TECHNICAL COMPLIANCE WITH THE FATF RECOMMENDATIONS AND THE EFFECTIVENESS OF AML/CFT SYSTEMS

3 CONTENTS INTRODUCTION.5 TECHNICAL COMPLIANCE

12 EFFECTIVENESS

15 TECHNICAL COMPLIANCE ASSESSMENT.23 EFFECTIVENESS ASSESSMENT.93 ANNEX I SUPRA-NATIONAL ASSESSMENT

125 ANNEX II MUTUAL EVALUATION REPORT TEMPLATE

126 ANNEX III FATF GUIDANCE DOCUMENTS.149 LEGAL BASIS OF REQUIREMENTS ON FINANCIAL INSTITUTIONS AND DNFBPS.152 INFORMATION ON UPDATES MADE TO THE FATF METHODOLOGY.170 METHODOLOGY ASSESSING TECHNICAL COMPLIANCE WITH THE FATF RECOMMENDATIONS AND THE EFFECTIVENESS OF AML/CFT SYSTEMS

4 TABLE OF ACRONYMS AML/CFT Anti-Money Laundering / Countering the Financing of Terrorism (also used for Combating the financing of terrorism) BNI Bearer-Negotiable Instrument CDD Customer Due Diligence CFT Countering the financing of terrorism DNFBP Designated Non-Financial Business or Profession FATF Financial Action Task Force FIU Financial Intelligence Unit IO Immediate Outcome IN Interpretive Note ML Money Laundering MOU Memorandum of Understanding MVTS Money or Value Transfer Service(s) NPO Non-Profit Organisation Palermo Convention The United Nations Convention against Transnational Organized Crime

2000 PEP Politically Exposed Person R. Recommendation RBA Risk-Based Approach SRB Self-Regulating Bodies STR Suspicious Transaction Report TCSP Trust and Company Service Provider Terrorist Financing Convention The International Convention for the Suppression of the Financing of Terrorism

1999 TF Terrorist Financing UN United Nations UNSCR United Nations Security Council Resolutions Vienna Convention The United Nations Convention against Illicit Traffic in Narcotic Drugs and Psychotropic Substances

1988 METHODOLOGY ASSESSING TECHNICAL COMPLIANCE WITH THE FATF RECOMMENDATIONS AND THE EFFECTIVENESS OF AML/CFT SYSTEMS INTRODUCTION